Free financial tools

A collection of free, fast financial calculators and simulators with no signup required. Make smarter money decisions in seconds.

Featured tool

Debt-to-income ratio calculator

Instantly measure the share of your income taken by your debts, with a clear gauge and the common 35% reference threshold.

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Compound interest calculator

Calculate how your savings grow with compound interest: principal, rate, term and monthly contributions. Free and instant.

Borrowing capacity calculator

Estimate how much you can borrow based on your income, debts, interest rate and term. Free, instant borrowing simulator.

Hourly to annual salary converter

Convert an hourly wage into weekly, monthly and annual salary. Free, instant salary converter.

Net worth calculator

Calculate your net worth by subtracting debts from assets. Free and private net worth estimator.

Mortgage payment calculator

Calculate your monthly mortgage payment, total cost and interest. Free, instant mortgage calculator.

Savings goal calculator

Calculate the monthly amount you need to save to reach your goal. Free, instant savings calculator.

Inflation calculator

Measure how inflation affects your money: future value and loss of purchasing power. Free tool.

Retirement savings calculator

Project your retirement savings based on age, contributions and return. Free, instant retirement simulator.

Loan payment calculator

Calculate the monthly payment of a personal or car loan, total cost and interest. Free, instant tool.

Return on investment calculator

Calculate the ROI and annualized return of your investment. Free, instant ROI calculator.

VAT calculator

Calculate VAT, gross amount from net and net from gross. Free, instant VAT calculator.

Break-even point calculator

Calculate your break-even point: units and revenue needed to cover costs. Free, instant tool.

Emergency fund calculator

Calculate the ideal size of your emergency fund and the gap to fill. Free, instant tool.

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Debt payoff plan generator

Get a personalized debt payoff plan and repayment priorities in seconds. Free tool.

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Personalized savings advice

Get personalized, concrete savings advice based on your income, expenses and goals. Free tool.

Gross to net salary calculator

Convert your gross salary to net take-home pay based on your deduction rate. Free, instant gross to net calculator.

Car loan calculator

Calculate your car loan monthly payment, total cost and interest. Free, instant auto loan calculator.

Personal loan calculator

Calculate a personal loan monthly payment, total cost and interest. Free, instant tool.

Student loan calculator

Calculate your student loan monthly repayment, total cost and interest. Free, instant tool.

Sales tax calculator

Calculate the sales tax to add, the total with tax and the pre-tax amount. Free, instant sales tax calculator.

Tip calculator

Calculate the tip, total to pay and split per person. Free, instant tip calculator.

Currency converter

Convert an amount from one currency to another using the exchange rate. Free, instant currency converter.

Discount calculator

Calculate the final price after a discount and the amount saved. Free, instant discount calculator.

Percentage calculator

Calculate a percentage of an amount, the increase and the decrease. Free, instant percentage calculator.

50/30/20 budget calculator

Split your income with the 50/30/20 rule: needs, wants, savings. Free, instant budget calculator.

Annual to hourly salary calculator

Convert an annual salary into an hourly and monthly rate. Free, instant converter.

Overtime pay calculator

Calculate your pay including overtime at the enhanced rate. Free, instant overtime calculator.

Debt-to-income ratio calculator

Calculate your debt-to-income ratio (debts / income) and disposable income. Free, instant tool.

Down payment calculator

Calculate your down payment and the amount to borrow based on the percentage. Free, instant tool.

Rent affordability calculator

Calculate the maximum rent you can afford based on your income. Free, instant tool.

Credit card payoff calculator

Calculate how long to pay off your credit card and total interest. Free, instant tool.

CAGR calculator

Calculate the compound annual growth rate (CAGR) of your investment. Free, instant tool.

Profit margin calculator

Calculate your profit margin, profit and markup. Free, instant profit margin calculator.

Markup calculator

Calculate your selling price from cost and markup percentage. Free, instant markup calculator.

Income tax calculator

Estimate your income tax and net income after tax based on the rate. Free, instant tool.

Property tax calculator

Estimate your annual and monthly property tax based on the property value and rate. Free, instant tool.

Simple interest calculator

Calculate simple interest and the total amount of a deposit or loan. Free, instant tool.

Investment growth calculator

Project your investment growth with contributions and compound interest. Free, instant tool.

Minimum wage calculator

Calculate the minimum wage as monthly and annual income from the hourly rate. Free, instant tool.

Paycheck calculator

Estimate your paycheck take-home pay from gross pay and deductions. Free, instant tool.

Cost of living calculator

Compare the cost of living between two cities and the equivalent income needed. Free, instant tool.

Commission calculator

Calculate the commission amount on sales based on the rate. Free, instant commission calculator.

Salary raise calculator

Calculate your new salary after a raise and the gain obtained. Free, instant tool.

CD calculator

Calculate the interest and final value of a certificate of deposit with compound interest. Free tool.

401k retirement calculator

Project your 401k retirement savings based on contributions and return. Free, instant tool.

Notary fees calculator

Estimate notary and closing costs for a French property purchase (existing or new build) in seconds. Free and instant.

Debt consolidation calculator

Simulate combining your debts into a single loan and see your new monthly payment. Free and instant.

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